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Funding for MSc & PhD students
Harmonized Base Funding
Find comprehensive information on this year's stipend and awards at the links below. The funding and award pages are maintained by Research, Innovation and Health Science Education, the group of programs and departments that oversees the Department of Physiology and manages the funding program.
Full description from Research, Innovation, and Health Science Education
Full description from Research, Innovation, and Health Science Education.
2026-27 Student Base Funding for Doctoral-stream MSc and PhD students
(Full details at links above)
| Domestic | Domestic |
|
International | International |
|---|---|---|---|---|
| MSc (2026-27 Fall & Winter Session or earlier) |
PhD | MSc | PhD | |
| 30,416.28 | 33,568.69 | Living Allowance | 30,416.28 | 33,568.69 |
| 9,982.39 | 8622.39 | Tuition and Feesb | 35,752.39 | 8622.39 |
| NA | NA | UHIP | 948.00 | 948.00 |
| 40,308.67 | 42,191.08 | Total | 67,116.67 | 43,139.08 |
a) Graduate stipends for eligible students will be partially offset by funding through Graduate Student Supplement (GSS).
b) Tuition & Fees include program fees, mandatory incidental, system access & ancillary fees.
2. Merit-based Entrance Scholarships (MES)
One year Merit-based Entrance Scholarships, valued at no more than $5,000 each, can be offered to up to 20% of the most highly rated applicants (based on previous year’s enrollment) as determined by the participating graduate units. A student who receives such an Entrance Scholarship, approved by the Graduate Unit offering admissions, will be eligible to retain the full amount over and above their base funding. No other “admissions” or “recruitment” incentive scholarships may be offered by individual graduate units. Doing so would be considered a violation of the Harmonized Base Funding Agreement. Graduate Units will continue to determine and enforce the eligibility of their MES.
3. Top-Up Practices
All awards that require student applications are eligible for a top-up from their supervisor. The top-up amounts are as follows:
| Award amount | Top-up* |
|---|---|
| $0.00 to $2,000 | There will be no top-up but the student gets to keep the award(s), up to a combined maximum of $2,000. The amount of the award will not be deducted from the base funding. |
| Between $2,001 to $9,999 (cumulative awards) |
Award goes towards the base funding and the student receives a $2,000 top-up over their base funding. |
| Between $10,000 to $15,000 (cumulative awards) | Award goes towards the base funding and the student receives a $3,000 top-up over their base funding. |
| Between $15,001 to $39,999 (cumulative awards) | Award goes towards the base funding and the student receives a $4,000 top-up over their base funding |
| Between $40,000 and $45,000 (cumulative awards) | Award goes towards the base funding and the student receives a $5,000 top-up over their base funding. The maximum total a student can receive from all sources (cumulative awards and top-up) can be no more than $50,000. |
| $45,001 and $50,000 (cumulative awards) | No top up, but students can hold the award(s) up to $50,000 |
*Note:
- Within an academic year (or 12 months period), the total cumulative top-up maximum is $5,000. That is, if a student holds an award of $25,000 and another award of $17,500, their total top-up is $5,000.
- The top-up is only provided in amounts of $2,000, $3,000, $4,000, or $5,000 per year (does not exceed 12 months) and is added above the base funding amount.
- A student who receives award(s) higher than $50,000 is not eligible for any top-up and can only retain the award(s) up to a maximum total of $50,000.
- Payment of top-ups will occur annually for the duration of the award and the student will revert back to the appropriate base graduate student funding package amount thereafter.
- Top-up eligibility excludes University of Toronto Fellowship (e.g., UTF Open), Doctoral Completion Awards, Temerty Faculty of Medicine Entrance Scholarship, GSS funds, travel awards, and bursaries.
- Only a single top-up can be administered for awards that span over two academic years. For example, CIHR, QEII, and OGS that commence in May – April annually. We highly recommend commencing such awards in September where possible. Administering top-ups for such awards with a May start should commence as of September in the new academic year.
4. Ontario Student Opportunity Trust Funds (OSOTF) Awards
Students who receive funding from needs-based and merit awards, such as OSOTFs, are required to consider such funds as part of their base funding. See above for top up policy for such awards.
5. Bursaries
Non-repayable grants, such as the UTAPS and SGS Emergency Grant, which assists students with sudden and/or unexpected financial need, are not part of the base funding outlined above. A student under these circumstances is therefore eligible to retain the entire amount of such an award.
6. Funding Terms
In general, provided that the student remains “in good standing”, a doctoral stream student will be funded for their thesis-based program, as per the approved graduate unit funded years. There are four basic principles that guide these funding terms, as follows:
- Full-time MSc students are guaranteed base funding for their first 2 years.
- PhD students admitted with completed master's degree are guaranteed base funding for a minimum of 4 years.
- Transfer students (i.e., transfer from MSc to PhD students), are guaranteed minimum base funding for their first 5 years, which includes 1 year as an MSc student.
- Direct-entry PhD students admitted with a bachelor's degree are guaranteed base funding for a minimum of 5 years.
Updated: 24-June-2026
Physiology-Specific Awards
Margaret J. Santalo Scholarship
To be awarded to graduate students in the Department of Physiology in recognition of the student's achievements to date and future potential. This scholarship is tenable only while the student is present as a full-time graduate student under the supervision of a primary or cross-appointed member of the Department of Physiology. The student must continue to seek external peer review funding from other university, provincial and national sources. HOW DO WE APPLY???
Kraicer Award
Dr. Jack Kraicer has been dedicated to the academic excellence of our students for many years. Through his directorship of the CIHR grant writing course he has touched the academic lives of all of our PhD students in the Department. To acknowledge this dedication and contribution, this award has been named in his honour. The Kraicer award is given to recognize excellence in scholarship during doctoral studies in the Department of Physiology. Each year the award winner will receive an inscribed plaque and $1,000.
Departmental QEII-GSSTs
- Queen Elizabeth II/R. Howard Webster Foundation/Genesis Research Foundation/Physiology Graduate Scholarships in Science and Technology
- Queen Elizabeth II/Physiology/Medicine Graduate Scholarships in Science and Technology
Graduate Stimulus Package [Seems to be faculty-facing, should move to Supervisor guidelines area?]
2025-26 Graduate Stimulus Package
ONLY PI'S CAN APPLY FOR THIS, CORRECT? ARE STUDENTS ALLOWED TO FLAG IT FOR THEM? IF SO, THEN THERE NEEDS TO BE INSTRUCTION TO THAT EFFECT?
Dissertation & Postdoctoral Research Awards
Canada Postdoctoral Research Award (CPRA) program
The Canada Postdoctoral Research Award (CPRA) program recognizes and supports the next generation of outstanding innovators, knowledge workers, creative thinkers and researchers at a pivotal time in their careers. The program provides funding and flexibility, empowering Canadian and international leaders in innovation and scholarship of tomorrow to develop the skills to build world-class research and drive Canadian prosperity and competitiveness.
Please visit the official Tri-Agency CPRA webpage for eligibility and application information.
CGS/ProQuest Distinguished Dissertation Awards
The CGS/ProQuest Distinguished Dissertation Awards recognize Canadian doctoral dissertations that represent original work, making an unusually significant contribution to their disciplines. Two awards are given annually in rotating fields of study. Both methodological and substantive quality of the dissertation will be judged.
China Scholarship Council Scholarships
The China Scholarship Council (CSC) is a non-profit institution affiliated with the Chinese Ministry of Education. In partnership with the University of Toronto, the CSC offers scholarships to outstanding Chinese students who will pursue postdoctoral studies at U of T.
Please note that the CSC postdoctoral award (approx. CDN $15,000 per year) does not meet the U of T policy regarding stipend levels for postdoctoral fellows. Postdocs who obtain a CSC scholarship will be required to obtain another award or to investigate top-up funding with their U of T supervisor.
Governor General's Gold Medals
The Office of the Governor General annually offers gold medals to honour academic excellence at the graduate level. Three gold medals are available at the University of Toronto.
One medal will be awarded to a candidate from Division I or II; one medal will be awarded to a candidate from Division III or IV; the third medal will be awarded to an outstanding candidate from any division. All nominees will be invited to attend the awards ceremony in May, hosted by the Dean, Graduate Studies and Vice-Provost, Graduate Research and Education. The winners will be announced and presented with the medals at this ceremony.
John Charles Polanyi Prizes
To honour the achievement of John Charles Polanyi, recipient of the 1986 Nobel Prize in Chemistry, the Ontario Government established a fund to provide John Charles Polanyi Prizes annually to up to five outstanding researchers or scholars who are in the early stages of their career and at Ontario universities. The prizes is currently valued at $20,000 each. They are available in the areas of Physics, Chemistry, Physiology or Medicine, Literature, and Economic Science, broadly defined.
[Students recommend including Funding Information for International Students and Other Sources of Financial Assistance here, too, and maybe adding an inline menu up top to organize. I just haven't had time to go through those pages and add them in yet.]
Funding for International Students
The Immigration Department requires that visa students be self-supporting. Your own funds are needed until other support is found. The Department of Physiology does not have funds for personal financial aid to students. Not all research funding agencies allow supervisors to fund foreign students. The Department of Physiology is not financially responsible for students, although it facilitates their applications for scholarships whenever possible.
International Student Awards
Possible Sources of Financial Support for International Students
Possible sources of financial support for international students might be CIDA, IDRC or World Bank Scholarship. Scholarships may also be available through your home university or government. Prospective applicants are encouraged to investigate in their home countries all possible sources for possible funding of their proposed study in Canada. The following contacts may be helpful; additional eligibility criteria apply for each program shown.
Canadian International Development Agency (CIDA)
For persons involved with CIDA-sponsored projects in underdeveloped and developing countries. Contact the Canadian International Development Agency or contact the Canadian Embassy in your country.
Commonwealth Scholarships and Fellowships Plans
These are available for Commonwealth citizens (non-Canadian) or permanent residents within the Commonwealth. Contact the Commonwealth Scholarship agency (normally the Ministry of Education) in your home country for information and application forms.
Rotary Foundation International Scholarships
For citizens of countries in which there is a Rotary Club, check with your local Rotary Club or contact: The Rotary Foundation One Rotary Center 1560 Sherman Ave Evanston, Illinois U.S.A. 60201
Canadian Bureau for International Education
CBIE has compiled a very useful list of awards to international students. Application must be made from outside Canada. Canadian Bureau for International Education
Other Sources of Financial Assistance
Master's Tuition Fee Bursary
The Master's Tuition Fee Bursary is intended for master's students who are beyond the minimum period of registration required for their degree, but still have a small amount of work outstanding, due to reasons and factors that are unanticipated and beyond their control.
SGS Emergency Grant
The SGS Emergency Grant is intended to assist currently registered, full-time, graduate students beyond their first year of studies who generally are not part of the funded cohort, and who encounter an unanticipated serious financial emergency. It is not considered to be a source of routine or long-term funding
SGS Emergency Loan
The SGS Emergency Loan alleviates temporary cash flow problems for students who are expecting to receive a payment from a scholarship or loan in the near future. The maximum loan amount is $1,000 and is interest-free until the mutually agreed upon repayment date.
FoM Leave of Absence Stipendiary Fund
For research-stream graduate students in the Faculty of Medicine, the Leave of Absence Stipendiary Fund is available for a one-term Leave of Absence (LOA) due to health issues (i.e. physical and/or mental health challenges) which temporarily impairs a student’s functioning in his/her graduate studies and for parental leave. Funding is available up to $5,000 per student for one term on a one-time only basis.