2017-18 Fees & Student Stipend

1.  Total Stipend

A "stipend” is the total amount that a student receives. Stipends are paid as T4A income and are obtained through one or more of the following:

  • the supervisor’s research grant; and/or
  • competitive scholarship/fellowship programs, internal or external to the University; and/or
  • departmental cohort funds (U of T Fellowships)
Domestic     International  
MSc PhD   MSc PhD
18,270.00 20,300.00 Living Allowance 18,270.00 20,300.00
8,491.69 8,491.69 * 2016-17 Tuition 22,603.69 22,603.69
26,761.69 28,761.69 Base Student Stipend 40,873.69 42,903.6
4,000.00 4,000.00 Top-Up (if applicable) 4,000.00 4,000.00
30,761.69 32,791.69 Total (Base + Top-Up) 44,873.69 46,903.69

*2016-17 Incidental, System Access & Ancillary Fees, and UHIP for international tuition reported here - To be updated with 2017-18 rates.

2.   Merit-based Entrance Scholarships (MES)

Merit-based Entrance Scholarships, valued at no more than $2,000 each, can be offered to up to 20% (based on previous year’s enrollment) of the most highly rated applicants as determined by the participating graduate units. A student who receives such an Entrance Scholarship, approved by the Graduate Unit offering admissions, will be eligible to retain the full amount over and above his/her total stipend. No other “admissions” or “recruitment” incentive scholarships may be offered by individual graduate units. Doing so would be considered a violation to the Harmonized Student Stipend Agreement.

3.  Top-up Practices (excluding Ontario Graduate Scholarships)

There are three basic principles that guide Top-Up practices:

  1. A student who receives $15,000 or more, as a major, competitive, external award, will be provided with an additional $4,000 top-up in recognition of receiving an external award which the student can keep for his/herself.
  2. Awards/scholarships count towards a student's stipend package, with the exception of University of Toronto awards less than $2,000 (i.e. up to a total maximum of $2,000 can be kept by the student and not deducted from the stipend package).
  3. Students who receive an award(s) exceeding the amount equivalent to the Base Stipend and Top-Up (e.g. MSc: 30,791.69 and PhD: 32,791.69) will not be eligible to receive the Top-Up).

Payment of top-ups will occur for the duration of the award. Thereafter, the student will revert back to the appropriate Base graduate student funding package amount.

Awards eligible for top-up, must be major, competitive, external and not restricted to a limited group of students, such as those at a hospital-based research institute. They may, however, be restricted by research topic area. For example, eligible awards include but are not limited to CIHR, NSERC, Canadian Cancer Society, Heart & Stroke Foundation, Canadian Diabetes Association, and other national and international funding agencies. Additional awards that meet these criteria may also be eligible for Top-Up.

4.  Top-Up Practices for Recipients of the Ontario Graduate Scholarship (OGS)

There are four basic principles that guide the OGS Top-Up practices:

  • In the Faculty of Medicine, an OGS is not an external award.
  • The OGS is counted towards a student's funding package.
  • OGS recipients will be rewarded with a Top-Up of up to $2,000 which the student can keep for his/herself.
  • A student, who receives an OGS and other award(s) exceeding the amount equivalent to the Base Stipend and Top-Up, will not be eligible to receive the Top-Up.

Please note that the Queen Elizabeth II Graduate Scholarships in Science and Technology is ineligible for any Top-Ups.  This is an OGS related award but is considered a Faculty of Medicine internal competitive award.

5.  Awards Under $2,000

Starting in Fall 2017, any University of Toronto awards under $2,000, up to a total maximum of $2,000, regardless of the number of awards, can be kept by the student over and above the total student stipend. This includes all internal University awards, such as OSOTF awards.

6.  Ontario Student Opportunity Trust Funds (OSOTF) Awards

Students who receive funding from needs-based/merit awards, such as OSOTFs are required to consider such funds as part of their total stipend. Because many of these awards are hospital-based and each hospital has its own rules regarding Top-Up practices (some allow it and some do not), it was decided that until the practice can be harmonized across all the awards that these awards will remain as part of students total stipend.

7.  Bursaries

Non-repayable grants, such as the UTAPS and SGS Emergency Grant, which assists students with sudden and/or unexpected financial need, are not part of the total stipend outlined above. A student under these circumstances is therefore eligible to retain the entire amount of such an award.

8.  Funding Terms

In general, provided that he/she remain “in good standing”, a doctoral stream student will be funded for his/her thesis-based program.  There are four basic principles that guide these funding terms, as follows:

  • MSc students are guaranteed funding for their first 2 years.
  • PhD students admitted with completed master's degree are guaranteed student stipend funding for a minimum of 4 years
  • Transfer students (i.e. transfer from MSc to PhD students) are guaranteed minimum funding for their first 5 years, which includes 1 year as an MSc student.
  • Direct-entry PhD students admitted with a bachelor's degree are guaranteed student stipend funding for a minimum of 5 years.

Updated 20-Jan-2017

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